Collective Designs - Construction Information Guide

Construction Information Guide

Learn the language of the building industry. (541 terms)

Buying & Financing

Consumer Handbook on Adjustable Rate Mortgages

Describes basic features, advantages, risks, and terminology. Explains how ARM's work and how to reduce your risks. 25 pp. (1995. FRB)

A Consumer's Guide to Mortgage Lock-Ins

Basic information to help you obtain the terms of credit you really want. Lists questions to ask when shopping for a mortgage. Also lists state and federal agencies for more help. 14 pp. (1995. FRB)

A Consumer's Guide to Mortgage Refinancings

Is refinancing beneficial for you? Learn the costs, and how to tell if the time is right. 8 pp. (1995. FRB)

Energy Efficient Mortgage Home Owner Guide

If you're buying, refinancing, or remodeling. you could increase your comfort and save money with a mortgage that covers energy-saving repairs. 9 pp. (1996. DOE)

Guide to Single Family Home Mortgage Insurance

FHA insurance protects lenders against losses on mortgages so they can offer you more generous terms. Learn what the costs, conditions, and options are. 21 pp. (1994. HUD)

Home Buyer's Vocabulary

Defines common words and terms used in the real estate world. Especially useful for the first time buyer. 14 pp. (1994. HUD)

The Home Inspection & You

Answers questions about how and why you should get a home inspection before buying or selling your home. 2 pp. (1993. USDA)

How to Buy a Home With a Low Down Payment

There are private and federal options for obtaining a mortgage. Learn how to qualify, how to determine what you can afford, and more. 12 pp. (1995. USDA)

The HUD Homebuying Guide

Here are step-by-step instructions for finding and financing a HUD home. Includes charts to help you estimate mortgage payments. 11 pp. (1995. HUD)

Twelve Ways to Lower Your Homeowners Insurance Costs

Practical tips on how to reduce your expenses. Lists phone numbers of state insurance departments for more information. 4 pp. (1995. OCA)